Your 20s are a critical time to establish good financial habits. Key advice includes creating and sticking to a budget, building an emergency fund, and starting to invest early to take advantage of compound interest. It’s also essential to pay off high-interest debt, live below your means, and build good credit by paying bills on time. Understanding your student loans and automating savings can help you manage finances effectively. Finally, investing in yourself and planning for long-term financial goals, like buying a home or retirement, will set you up for future success.